<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.monamifoundation.com/blogs/tag/Women-and-Child-Development/feed" rel="self" type="application/rss+xml"/><title>Mon Ami Foundation - Blogs #Women and Child Development</title><description>Mon Ami Foundation - Blogs #Women and Child Development</description><link>https://www.monamifoundation.com/blogs/tag/Women-and-Child-Development</link><lastBuildDate>Sat, 01 Aug 2026 07:06:51 +0530</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[Storytelling for Impact: How NGOs Can Win Corporate Partnerships]]></title><link>https://www.monamifoundation.com/blogs/post/storytelling-for-impact-how-ngos-can-win-corporate-partnerships</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/Untitled design -20--2.jpg"/>NGOs win corporate trust through storytelling—real human journeys turn data into emotion, building lasting, purpose‑driven partnerships.]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_HUtm9qcVTDa78RDXuXdz1Q" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_5OL45OhdTRW2t6_ig2wKeA" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_XOHzyIj9T9aSDBFgvMxJ1A" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_9_EJOA3uv3-F9VcXd8hNlg" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_9_EJOA3uv3-F9VcXd8hNlg"] .zpimagetext-container figure img { width: 430px !important ; height: 430px !important ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-custom zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="https://cdn2.zohoecommerce.com/Untitled%20design%20-20--2.jpg?v=1785405367&storefront_domain=www.monamifoundation.com" size="custom" alt="Storytelling for Impact" title="Storytelling for Impact" data-lightbox="false"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p></p></div><div><p><span style="color:rgb(0, 0, 0);font-size:16px;">What makes a company choose one NGO over another? It isn’t always the size of the organization or the number of projects completed. More often, it comes down to one simple question: <b>What difference did you make?</b></span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><b><br></b></span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">In today’s Corporate Social Responsibility (CSR) landscape, companies want more than reports filled with numbers. They want to understand the people behind those numbers. As fundraising expert Ken Burnett famously said, <i>“People give to people, not to organizations.”</i> That principle increasingly shapes corporate partnerships.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;">Why Stories Matter More Than Numbers</span></b></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">Stories have a unique ability to do what data alone cannot: they create connection. A report might say that 500 women were trained, but the story of one woman who gained financial independence, sent her children to school, or discovered her own confidence gives those numbers meaning.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">Research published in the <i>Harvard Business Review</i> found that people who feel an emotional connection are <b>52% more valuable</b> to an organization than those who are simply satisfied. Whether it’s a customer, donor, or CSR partner, genuine connection begins with a story.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><span style="font-size:16px;"></span><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;">Building Trust Through Storytelling</span></b></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">Strong partnerships don’t grow because a company writes a cheque. They thrive when both organizations believe in the same goal and trust each other enough to work towards it. Strengthening Civil Society (SCS Global) describes partnerships as relationships built on shared purpose, collaboration, and mutual respect—not simply funding.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">That trust has to be earned, and one of the simplest ways to earn it is by telling honest stories about the work being done.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;">Case Studies: Stories That Changed the Game</span></b></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">Think about what people remember after reading an annual report. It usually isn’t the graphs or percentages—it’s the story of the person whose life changed.</span></p><span style="font-size:16px;"></span><ul><li><span style="color:rgb(0, 0, 0);font-size:16px;">The Global Fund’s <b>“Here I Am” campaign</b> let beneficiaries speak about their own experiences, turning statistics into lived realities.</span></li><li><span style="color:rgb(0, 0, 0);font-size:16px;">Organizations like <b>charity: water</b> have long used storytelling to help supporters understand the people behind every project. The numbers were still there, but they finally had meaning.</span></li><span style="font-size:16px;"></span></ul><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;"><br></span></b></p><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;">Mon Ami Foundation: Stories Behind Every Product</span></b></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">At Mon Ami Foundation, every artisan, entrepreneur, and woman has her own journey. Some are learning a skill for the first time. Others are turning that skill into an income that supports their family. These stories deserve to be told because they remind us that behind every handcrafted product is a person who worked hard to create it. The product matters—but the person behind it matters even more.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><b style="color:rgb(0, 0, 0);"><span style="font-size:16px;">The Bottom Line</span></b></p><p><span style="color:rgb(0, 0, 0);font-size:16px;">Companies don’t partner with NGOs because of impressive presentations alone. They partner with organizations they understand and trust. Data may show the impact of a program, but stories help people believe in it. And when belief is backed by measurable results, partnerships become stronger, longer lasting, and capable of creating real change.</span></p><p><span style="color:rgb(0, 0, 0);font-size:16px;"><br></span></p><p><span style="color:rgb(0, 0, 0);">This blog is contributed by Aanavi Anand, a student of lady Shri Ram College for Women</span></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);"><a href="https://www.linkedin.com/in/aanavi-anand-0a6b91308/" title="https://www.linkedin.com/in/aanavi-anand-0a6b91308/" target="_blank" rel="">https://www.linkedin.com/in/aanavi-anand-0a6b91308/</a></span></p></div><p></p></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 30 Jul 2026 15:35:30 +0530</pubDate></item><item><title><![CDATA[Virtual Volunteering: The Future of Employee Engagement]]></title><link>https://www.monamifoundation.com/blogs/post/virtual-volunteering-the-future-of-employee-engagement</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/SB MAF2.jpeg"/>Virtual volunteering transforms employee engagement—scaling purpose, CSR, and skill-sharing across geographies, making impact authentic, measurable, and future-focused.]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_WRRUbNI-Sfe5HlrBnrpVQQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_8PgEw8q4TaiVNucPv2ifCg" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_DRQNxVm3TXq7rpb-YGNfLQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_v9O5llJKfv6v469wcMzcMQ" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_v9O5llJKfv6v469wcMzcMQ"] .zpimagetext-container figure img { width: 417.86px ; height: 188px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="https://cdn2.zohoecommerce.com/SB%20MAF2.jpeg?v=1784713427&storefront_domain=www.monamifoundation.com" size="medium" alt="virtual volunteering’s digital and human connection." title="virtual volunteering’s digital and human connection." data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p><span style="font-size:12pt;color:rgb(0, 0, 0);">For years, employee engagement followed a familiar playbook: team lunches, birthday shoutouts, an annual off-site. That worked when everyone sat in the same office. It works far less now, with teams split between home offices, co-working hubs, and cities apart. Into that gap steps <b>virtual volunteering</b>—and it is quickly becoming the next major shift in how companies keep people invested.<br><br></span></p><p align="center" style="text-align:center;"><b><span style="font-size:12pt;color:rgb(0, 0, 0);">What Virtual Volunteering Really Means<br><br></span></b></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);">At its core, virtual volunteering is simple: giving your time and skills to a cause from wherever you are, using nothing but a laptop. As Katherine Gorman puts it, <i>“Volunteering takes place on your couch, with your coworkers, during your workday.”</i> That could mean mentoring a student over video call, writing website copy for an NGO, or teaching digital skills to someone who never had access before.<br></span><span style="color:rgb(0, 0, 0);font-size:12pt;">Unlike an office party, virtual volunteering scales across a whole company at once. That scalability is exactly why it is shaping the future of engagement.</span></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);"><br></span></p><p align="center" style="text-align:center;"><b><span style="font-size:12pt;color:rgb(0, 0, 0);">Purpose Overtakes Perks<br><br></span></b></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);">The real driver here isn’t perks—it’s purpose. As Joshua Harris notes, <i>“Employee volunteering is no longer just about social good; it’s a strategic business advantage.”</i></span></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);">That shift explains the rise of <b>Volunteer Time Off (VTO)</b>, treating giving back as paid work, not a weekend Favor. It also feeds directly into CSR strategy, building trust with stakeholders and compounding results over time rather than creating one-off PR moments. Technology now matches employee skills to real needs, ensuring impact is both authentic and measurable.<br><br></span></p><p align="center" style="text-align:center;"><b><span style="font-size:12pt;color:rgb(0, 0, 0);">Artisan Incubation Model: Mon Ami Foundation<br><br></span></b></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);">Our unique AI model demonstrates how this works in practice. Backed by CSR partners like DCM Shriram Foundation, HCL Foundation, Dalmia Bharat Foundation, and Synergy Consulting Inc., it has:</span></p><ul><li><span style="color:rgb(0, 0, 0);"><b><span style="font-size:12pt;">Trained over 1,000 women artisans</span></b><span style="font-size:12pt;"> across Uttar Pradesh, Delhi NCR, and West Bengal in crafts like zardozi and crochet.</span></span></li><li><span style="color:rgb(0, 0, 0);"><b><span style="font-size:12pt;">Paired IIT Roorkee research students</span></b><span style="font-size:12pt;"> with the camel-herding community in Rajasthan, exploring new uses for camel dung, wool, and milk by-products—skilled volunteering feeding directly into livelihood innovation.</span></span></li><li><span style="color:rgb(0, 0, 0);"><b><span style="font-size:12pt;">Extended impact inward</span></b><span style="font-size:12pt;"> through initiatives like a Dental Health Camp for school staff in NCR, showing how volunteering can strengthen an organization’s own workforce.</span></span></li></ul><p><span style="font-size:12pt;color:rgb(0, 0, 0);">This is not yet a finished success story. Mon Ami’s reach is still concentrated in a few regions, dependent on year-to-year CSR funding. Projects like Pastoral Livelihoods and Project Ektara need deeper market linkages to scale. But the proof is clear: expert time and CSR partnerships already work, even as honest ground remains to cover.<br><br></span></p><p align="center" style="text-align:center;"><b><span style="font-size:12pt;color:rgb(0, 0, 0);">The Road Ahead<br><br></span></b></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);">Virtual volunteering is more than a stopgap for remote teams—it is a blueprint for the future of employee engagement. It aligns purpose with productivity, scales across geographies, and embeds CSR into everyday work.<br></span><span style="color:rgb(0, 0, 0);font-size:12pt;">So, the next time your company mentions virtual volunteering, recognize it for what it is: </span><b style="color:rgb(0, 0, 0);font-size:12pt;">not a trend, but the trajectory of engagement itself.</b></p><p><span style="font-size:12pt;color:rgb(0, 0, 0);"><b><br></b></span></p><p><i><span style="font-size:12pt;color:rgb(0, 0, 0);">Contributed by Shreya Mangla, student St. Stephen’s College, Delhi University</span></i></p></div>
<p><span style="color:rgb(0, 0, 0);"><a href="https://www.linkedin.com/in/shreya-mangla-03486124a/" style="font-size:12pt;">https://www.linkedin.com/in/shreya-mangla-03486124a/</a></span></p></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 22 Jul 2026 15:27:46 +0530</pubDate></item><item><title><![CDATA[AI and Women’s Day: From Speed to Equality]]></title><link>https://www.monamifoundation.com/blogs/post/ai-and-women-s-day-from-speed-to-equality</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/6 Mar 26.webp"/>On Women’s Day, Mon Ami Foundation reframes AI as a tool for equity, empowering women with knowledge, financial fluency, and partnerships to drive sustainable growth and global progress.]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_l88IqL_HRE6_9e3T_PZ0bw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_iETxO-bKR9GgRf0aDOl9rA" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_E5hJADC7RpmQXU_-uJs6zg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_6e2Pa7yX897RsIS4Np-6ug" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_6e2Pa7yX897RsIS4Np-6ug"] .zpimagetext-container figure img { width: 344px !important ; height: 344px !important ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-custom zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="https://cdn2.zohoecommerce.com/6%20Mar%2026.webp?v=1772772545&storefront_domain=www.monamifoundation.com" size="custom" alt="International Women's Day" title="International Women's Day" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p></p><div><p><span style="color:rgb(0, 0, 0);">Artificial Intelligence (AI) is transforming industries and everyday life—automating tasks, accelerating decisions, and reshaping opportunities. Yet, most applications remain focused on efficiency. At <b>Mon Ami Foundation</b>, we believe Women’s Day is the perfect moment to reframe AI as more than a tool for speed. It must become a lever for <b>equity, sustainability, and collaboration.</b></span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p><p><b style="color:rgb(0, 0, 0);">Breaking Information Asymmetry<br><br></b><i style="color:rgb(0, 0, 0);">(SDG 8: Decent Work and Economic Growth)</i></p><p></p><p></p><p><span style="color:rgb(0, 0, 0);">Women have historically faced barriers due to limited access to information and decision-making tools. AI can dismantle these barriers by democratizing access to knowledge in finance, healthcare, nutrition, and education.</span></p><ul><li><span style="color:rgb(0, 0, 0);"><b>The Impact:</b> When women are equipped with AI-driven decision support systems, they can participate more fully in economic activity.</span></li><li><span style="color:rgb(0, 0, 0);"><b>The Result:</b> A direct advancement of <b>SDG 8</b>, fostering decent work and economic growth for all.</span></li></ul><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p><p><b style="color:rgb(0, 0, 0);">Financial Empowerment as a Catalyst<br><br></b></p><p><i style="color:rgb(0, 0, 0);">(SDG 12: Responsible Consumption and Production)</i></p><p><span style="color:rgb(0, 0, 0);">We know that when women gain access to funds and financial decision-making, they uplift entire families and communities. AI-powered financial literacy tools can amplify this impact by:</span></p><ul><li><span style="color:rgb(0, 0, 0);"><b>Simplifying investments</b> and decoding complex loan terms.</span></li><li><span style="color:rgb(0, 0, 0);"><b>Forecasting household budgets</b> with precision.</span></li><li><span style="color:rgb(0, 0, 0);"><b>Guiding sustainable choices</b> in consumption and production.</span></li></ul><p><span style="color:rgb(0, 0, 0);">By directing resources toward responsible use, AI contributes to <b>SDG 12</b>, ensuring a healthier planet and more resilient local economies.</span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p><p><b style="color:rgb(0, 0, 0);">Moving Beyond Literacy to AI Fluency<br><br></b></p><p><i style="color:rgb(0, 0, 0);">(SDG 17: Partnerships for the Goals)</i></p><p><span style="color:rgb(0, 0, 0);">The social sector has long focused on financial literacy for women. The next frontier is <b>AI fluency</b>—equipping women to use intelligent systems that provide real-time, personalized guidance.</span></p><p><span style="color:rgb(0, 0, 0);">&quot;Whether it’s nutrition apps suggesting affordable, healthy meals or finance dashboards highlighting savings opportunities, these tools can transform women’s agency.&quot;</span></p><p><span style="color:rgb(0, 0, 0);">Achieving this requires deep collaboration across governments, social enterprises, and technology innovators. This synergy is the heart of <b>SDG 17: Partnerships for the Goals</b>.</span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p><p><b style="color:rgb(0, 0, 0);">Women’s Day Call to Action<br><br></b></p><p><span style="color:rgb(0, 0, 0);">On this Women’s Day, let’s reframe AI as a tool for <b>equity, sustainability, and collaboration.</b> By ensuring women have equal access to AI-driven decision support systems, we don't just accelerate gender equality—we accelerate global progress.</span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span></p></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 06 Mar 2026 11:03:36 +0530</pubDate></item><item><title><![CDATA[Internships in Social Organizations: Building Empathy and Perspective]]></title><link>https://www.monamifoundation.com/blogs/post/internships-in-social-organizations-building-empathy-and-perspective</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/WhatsApp Image 2026-02-27 at 11.22.16.webp?v=1772171740"/>Internships in social organizations nurture empathy, cultural sensitivity, and problem‑solving in students while offering enterprises youthful innovation, bridging gaps, and strengthening artisan communities through sustainable, impactful collaboration.]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_Cvp7F6A0QyyEQ9nWlXxDBg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_MeaVIaHBSlSu7OiA72Nk-A" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_hpfOyTiqSCeJpxRkGgX3fA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_hCTp2I273nJmQFpuzOM7vQ" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_hCTp2I273nJmQFpuzOM7vQ"] .zpimagetext-container figure img { width: 1080px ; height: 485.33px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="https://cdn2.zohoecommerce.com/WhatsApp%20Image%202026-02-27%20at%2011.22.16.webp?v=1772171736&storefront_domain=www.monamifoundation.com" size="fit" alt="Internships in Social Organizations" title="Internships in Social Organizations" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);">Internships are often seen as stepping stones into corporate careers, but their role in social organizations is equally vital. College students should be encouraged to spend at least 4–6 weeks interning with social enterprises. This experience not only broadens their understanding of the sector but also nurtures empathy—an essential quality for future leaders.</span></p><p><span style="color:rgb(0, 0, 0);"></span></p><div><p></p><p><span style="color:rgb(0, 0, 0);">For students, such internships provide exposure to grassroots realities. They learn how social enterprises tackle challenges like sustainability, livelihood creation, and community empowerment. Unlike classroom lessons, these experiences are immersive, teaching adaptability, problem‑solving, and cultural sensitivity. Students return with a deeper appreciation of social impact and a stronger sense of responsibility toward society.</span></p><p><span style="color:rgb(0, 0, 0);"></span></p><p><span style="color:rgb(0, 0, 0);">For the enterprises, the benefits are equally significant. Many social organizations operate with limited resources and cannot afford to hire young graduates full‑time. Interns bring fresh perspectives, digital skills, and innovative ideas that help bridge generational and demographic gaps. Their energy and curiosity often spark creative solutions, while their presence strengthens the organization’s connection to younger audiences.</span></p><p><span style="color:rgb(0, 0, 0);"></span></p><p><span style="color:rgb(0, 0, 0);">At <b>CraftsAQ</b>, we have been actively encouraging such internships. By connecting students with artisans supported by the <b>Mon Ami Foundation</b>, we create opportunities for them to witness firsthand the resilience, creativity, and individuality of craft communities. This exposure not only enriches students’ learning but also deepens their empathy for artisans whose livelihoods depend on sustainable growth and fair opportunities. It is a powerful way to blend youthful innovation with traditional wisdom.</span></p><p><span style="color:rgb(0, 0, 0);"></span></p><p><span style="color:rgb(0, 0, 0);">Educational institutions play a pivotal role in making this connection possible. By integrating social internships into academic programs, colleges can encourage students to step outside conventional career paths. When universities champion these initiatives, they create a culture where social responsibility is valued alongside academic excellence.</span></p><p><span style="color:rgb(0, 0, 0);"></span></p><p><span style="color:rgb(0, 0, 0);">In essence, internships in social organizations foster a symbiotic relationship—students gain empathy and practical insights, while enterprises benefit from youthful innovation.</span></p></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 27 Feb 2026 11:27:24 +0530</pubDate></item><item><title><![CDATA[Why Should All the Turtles Look the Same?]]></title><link>https://www.monamifoundation.com/blogs/post/why-should-all-the-turtles-look-the-same</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/Turtles Blog Post 45.webp?v=1770967017"/>Why Should All the Turtles Look the Same? In our CraftHub, this question sparks endless debate:&nbsp; why should all the turtles look the same? &nbsp;As ]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_Amqbu3IaT9e54chOSW9h1A" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_PCEfQm2KTI2im3MQ3SstFA" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_QTXQGCFDTNSZfqtWz1YySA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_3oh9AsiFh6RVty4ZeHLZ6Q" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_3oh9AsiFh6RVty4ZeHLZ6Q"] .zpimagetext-container figure img { width: 341px !important ; height: 426px !important ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-custom zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="https://cdn2.zohoecommerce.com/Turtles%20Blog%20Post%2045.webp?v=1770967050&storefront_domain=www.monamifoundation.com" size="custom" alt="Turtle" title="Turtle" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><b style="color:rgb(0, 0, 0);"><span style="font-size:18px;">Why Should All the Turtles Look the Same?</span><span style="font-size:18px;"><br/></span><br/></b><p><span style="font-size:16px;color:rgb(0, 0, 0);">In our CraftHub, this question sparks endless debate:&nbsp;<i>why should all the turtles look the same?</i>&nbsp;As we build capacity and train artisans to produce multiple units of the same product, we aim for a remarkable 95% likeness across dozens of pieces. It’s a demanding standard, especially when multiple artisans are racing against deadlines. Even when the design criteria are met, subtle differences emerge—tiny variations in curve, finish, or detail.</span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);"><br/></span></p><div><p></p><div><p><span style="font-size:16px;color:rgb(0, 0, 0);">Our buyers, though supportive of artisan work, often come from a background of purchasing bulk, machine-made imports from neighbouring countries. They are accustomed to absolute uniformity: rows of identical products, each indistinguishable from the next. Against that backdrop, our handcrafted pieces sometimes feel “different.” And so begins the delightful conversation:&nbsp;<i>why should they all look the same?</i></span></p><p><i style="color:rgb(0, 0, 0);"><br/></i></p><p><span style="font-size:16px;color:rgb(0, 0, 0);">Machines excel at replication. They erase individuality in favour of efficiency. But handmade products carry the imprint of the human hand—the rhythm of the artisan’s skill, the nuance of their touch, the story of their craft. Each piece is not just an object; it is a signature. When we pause from machine-made perfection, we discover beauty in individuality. The slight differences are not flaws; they are proof of authenticity.</span></p><p><span style="color:rgb(0, 0, 0);"><br/></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);">Uniformity has its place in mass production. But in artisan work, sameness risks stripping away the very soul of the craft. Buyers who embrace individuality are not just purchasing a product; they are investing in heritage, creativity, and human connection. Each turtle, while similar, carries its own personality. And isn’t that worth celebrating?</span></p><p><span style="color:rgb(0, 0, 0);"><br/></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);">So, the next time someone asks why all the turtles don’t look the same, perhaps the better question is:&nbsp;<i>why would we want them to?</i></span></p></div></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 13 Feb 2026 11:59:02 +0530</pubDate></item><item><title><![CDATA[Insights into Handmade Craft Buyers – Research by IIM Raipur MBA Students]]></title><link>https://www.monamifoundation.com/blogs/post/insights-into-handmade-craft-buyers–research-by-iim-raipur-mba-students</link><description><![CDATA[<img align="left" hspace="5" src="https://www.monamifoundation.com/6 Feb 26.jpeg?v=1770611815"/>IIM Raipur research with Mon Ami Foundation shows handmade craft buyers value artisan stories, authenticity, and sustainability. Trusted spaces, fair pricing, and personal connection drive purchases.]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_b-ox-ItpTo2fSXs2-CrYtA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_n-rqhenGTmCzmGGcFHLaxA" data-element-type="row" class="zprow zpalign-items- zpjustify-content- "><style type="text/css"></style><div data-element-id="elm_8YXLn18_QSqlCo_WvyOpag" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_KoXRynnXTHpg3Tng9WvBYQ" data-element-type="imageheadingtext" class="zpelement zpelem-imageheadingtext "><style> @media (min-width: 992px) { [data-element-id="elm_KoXRynnXTHpg3Tng9WvBYQ"] .zpimageheadingtext-container figure img { width: 1080px ; height: 485.33px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimageheadingtext-container zpimage-with-text-container zpimage-align-center zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:light"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src='https://cdn2.zohoecommerce.com/WhatsApp%20Image%202025-03-07%20at%2013.34.38_46196fec-1.jpg?v=1741351877&storefront_domain=www.monamifoundation.com' data-src="/WhatsApp%20Image%202025-03-07%20at%2013.34.38_46196fec-1.jpg?v=1741351877" size="fit" alt="Artisan" title="Artisan" data-lightbox="true"/></picture></a></figure><div class="zpimage-headingtext-container"><h3 class="zpimage-heading zpimage-text-align-left" data-editor="true"><blockquote style="margin:0px 0px 0px 40px;border:none;padding:0px;"><span style="color:inherit;font-size:16px;">Handmade crafts have always carried a sense of heritage, but recent research conducted by IIM Raipur MBA students in collaboration with Mon Ami Foundation reveals how modern buyers are redefining authenticity and connection.<br/></span><b style="color:inherit;"><span style="font-size:16px;">1. The Story Matters Most<br/></span></b><span style="font-size:16px;color:inherit;">Across age groups, respondents consistently highlighted the </span><i style="font-size:16px;color:inherit;">story of the artisan</i><span style="font-size:16px;color:inherit;"> and the </span><i style="font-size:16px;color:inherit;">cultural heritage</i><span style="font-size:16px;color:inherit;"> behind a piece as the first thing they look for. Buyers don’t just want a product—they want to know who made it, where it comes from, and how it ties into tradition. This emotional connection is seen as adding “immense value.”</span></blockquote><blockquote style="margin-left:40px;border:none;"><span style="font-size:16px;color:inherit;">Read more about our artisan stories at </span><span style="font-size:16px;"><a href="http://www.monamifoundation.com/" target="_blank" rel="">www.monamifoundation.com</a></span><a href="http://www.monamifoundation.com/"><br/><blockquote style="font-size:16px;margin-left:40px;border:none;">​</blockquote></a><b style="color:inherit;"><span style="font-size:16px;">2. Preferred Crafts<br/></span></b><span style="font-size:16px;color:inherit;">Terracotta pottery, wooden carvings, and traditional paintings like Madhubani or Pattachitra emerged as the most loved categories. Interestingly, younger buyers leaned toward eco‑friendly materials and sustainability, while older respondents emphasized heritage and uniqueness.<br/></span><b style="color:inherit;"><span style="font-size:16px;">3. Shopping Habits<br/></span></b><span style="font-size:16px;color:inherit;">Local melas and exhibitions remain the most trusted spaces for buying authentic crafts. Government emporiums also hold credibility, especially for those worried about fake or mass‑produced items. Social media platforms like Instagram are gaining traction among younger audiences who prefer direct access to artisans.<br/></span><b style="color:inherit;"><span style="font-size:16px;">4. Budgets and Barriers<br/></span></b><span style="font-size:16px;color:inherit;">Most buyers spend between ₹1,000–₹3,000 on special pieces, though some are willing to go beyond ₹7,000 for truly unique items. The biggest turn‑off? Doubts about authenticity. High shipping costs and poor website design also discourage online purchases.<br/></span><b style="color:inherit;"><span style="font-size:16px;">5. Building Connection<br/></span></b><span style="font-size:16px;color:inherit;">Respondents suggested handwritten notes, artisan videos, behind‑the‑scenes glimpses, and certifications as ways to strengthen trust. Many emphasized that showcasing the artisan’s livelihood and community impact makes the purchase feel more meaningful.<br/></span><span style="font-size:16px;color:inherit;">This research highlights that the future of handmade crafts lies in blending tradition with transparency. Buyers want authenticity validated, stories told, and artisans celebrated. For small brands, this means going beyond selling products—crafting experiences that connect heritage with modern expectations.</span><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><p><span style="font-size:16px;">These insights are basis the research done by IIM Raipur MBA students in collaboration with our team. To support the Artisans and to buy authentic handmade products, do visit <a href="https://www.craftsaq.com/" target="_blank" rel="">www.crafstaq.com</a></span></p></div>
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</div></div></div></div> ]]></content:encoded><pubDate>Fri, 06 Feb 2026 16:38:13 +0530</pubDate></item><item><title><![CDATA[Social ROI for CSR Projects: Is the CFO/Board Ready to Look at It? ]]></title><link>https://www.monamifoundation.com/blogs/post/social-roi-for-csr-projects-is-the-cfo-board-ready-to-look-at-it</link><description><![CDATA[Corporate Social Responsibility (CSR) isn’t just a warm-and-fuzzy sideline anymore—it’s a strategic powerhouse. At Mon Ami Foundation, we’ve witnessed ]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_u76yfn-xTByZVvCxAufHOg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_hCDJiNeD5mzx1L_9fu_dBw" data-element-type="row" class="zprow zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_CWGGlSfT_erEQWtKYYMsWA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_85pNE94xvGpW0iZDgJo11w" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_85pNE94xvGpW0iZDgJo11w"] .zpimagetext-container figure img { width: 500px ; height: 666.67px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-roundcorner zpimage-space-none " src="https://cdn2.zohoecommerce.com/IMG_7714.jpg?storefront_domain=www.monamifoundation.com" size="medium" alt="" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p></p></div><div><p></p><div><p></p></div><div><p></p><div><p></p><div><p></p></div><div><p></p><p></p></div><div><div><p style="margin-bottom:12pt;"></p><p></p></div></div></div></div></div><div></div><div></div><div><div><div><div></div><div><div></div><div><div></div><div><div><div><p></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p></p><p><span style="color:rgb(0, 0, 0);">Corporate Social Responsibility (CSR) isn’t just a warm-and-fuzzy sideline anymore—it’s a strategic powerhouse. At Mon Ami Foundation, we’ve witnessed its magic firsthand through projects like the Craft Hub in Noida. Here’s the real question:&nbsp;<i>Are CFOs and boards ready to measure social return on investment (SROI)?</i><span style="font-size:12px;">&nbsp;</span></span></p><div><p></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">It’s high time we swap the narrow lens of financial ROI for a wider view - one that sees profit and purpose as partners and not merely obligations</span></p><p style="margin-bottom:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">So, what’s SROI? It’s the yardstick that measures the social, environmental, and economic value of CSR efforts. For us at Mon Ami, it’s the lives transformed by handmade treasures—like the crocheted roses made by women artisans in NCR slums - or the community pride sparked at events like Serendipity Arts Festive (catch the highlights on<a href="https://in.linkedin.com/company/mon-ami-foundation">&nbsp;LinkedIn</a>).&nbsp;A<a href="https://hbr.org/2021/05/the-business-case-for-esg">&nbsp;</a>Harvard Business Review article&nbsp;makes it clear: companies weaving social impact into their DNA gain a competitive edge - think stronger brands, loyal customers, and happier stakeholders. Yet, many boards still drag their feet. Why?</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">Let’s break it down. CFOs are wired for hard numbers - revenue, profit margins, cost sheets. SROI, with its blend of feel-good stories and crunchy data, can feel like a foreign language. How do you put a price tag on an artisan’s newfound confidence or a cleaner planet? It takes new tools, fresh mindsets, and a dash of courage - because let’s face it, CSR investments don’t always deliver instant cash returns. A<a href="https://www2.deloitte.com/us/en/insights/topics/strategy/corporate-social-responsibility-purpose-profit.html">&nbsp;Deloitte survey</a>&nbsp;found 60% of execs struggle to quantify social impact, even as 80% see it as critical to long-term success. That’s a gap begging to be bridged.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">At Mon Ami, we’re not just talking the talk - we’re walking it. Our projects aren’t just workshops; they are launchpad for skills, confidence, and sustainable livelihoods. Those crocheted roses? They’re funding school fees and family dreams. Our mental wellness sessions and IT inclusion efforts (check them out on<a href="https://www.monamifoundation.com/">&nbsp;our site</a>) go deeper, building emotional resilience and digital know-how. The payoff’s real - an<a href="https://sloanreview.mit.edu/article/how-to-make-sustainability-every-employees-responsibility/">&nbsp;MIT Sloan Management Review study</a>&nbsp;shows 75% of investment execs now prioritize sustainability, yet only 60% of corporate leaders think investors notice. That disconnect? It’s our sweet spot.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">So, how do we win over the number-crunchers? Start with data that sings. Track jobs created - like the 50+ artisans we’ve empowered in Noida - or carbon slashed by sustainable crafts. Pair those with financial wins, like cost savings from local sourcing. A<a href="https://www.forbes.com/sites/forbesfinancecouncil/2023/02/15/measuring-the-roi-of-esg-initiatives">&nbsp;Forbes piece</a>&nbsp;suggests blending SROI with traditional metrics can boost board buy-in by 25%. Our Market Linkage partners doesn’t just sell products – they grow micro-entrepreneurs, cutting poverty while delighting buyers.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">But it’s bigger than spreadsheets. SROI taps into what’s driving the world today. Consumers are voting with their wallets -&nbsp;<a href="https://www.nielsen.com/insights/2018/global-consumers-seek-companies-that-care-about-social-impact/">Nielsen data</a>&nbsp;shows 66% will pay more for brands with purpose. Investors are leaning in too a<a href="https://www.blackrock.com/corporate/investor-relations/larry-fink-ceo-letter">&nbsp;BlackRock report</a>&nbsp;predicts sustainable assets will hit $53 trillion by 2025. Boards ignoring this risk being left behind, while CFOs who embrace it can future-proof their firms. Imagine a company where every rupee spent on CSR lifts communities&nbsp;<i>and</i>&nbsp;the bottom line - that’s the SROI promise.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">Still, it’s not a solo gig. Governments can sweeten the deal with tax breaks for social impact, like India’s CSR mandates under the Companies Act. Corporates can lean on partners like us to design projects with teeth - our Craft Hub’s a blueprint. At Mon Ami, we’re not stopping at “nice to have” - we’re pushing CSR into “must-have” territory, one measurable win at a time.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);">SROI isn’t just about doing good - it’s about doing smart, aligning profit with a purpose that lasts. Mon Ami Foundation’s ready to team up, showing corporates how to turn goodwill into gold. Let’s explore this together - because a future that benefits all isn’t just possible, it’s profitable.</span></p></div><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"></p><p style="margin-bottom:12px;font-size:12px;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div></div></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 24 Apr 2025 15:34:51 +0530</pubDate></item><item><title><![CDATA[Capacity Building: The Biggest Challenges For Cluster Development]]></title><link>https://www.monamifoundation.com/blogs/post/capacity-building-the-biggest-challenges-for-cluster-development</link><description><![CDATA[Cluster development bringing artisans or small businesses together to spark productivity and innovation feels like a golden ticket for sustainable gro ]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_u76yfn-xTByZVvCxAufHOg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_hCDJiNeD5mzx1L_9fu_dBw" data-element-type="row" class="zprow zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_CWGGlSfT_erEQWtKYYMsWA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_85pNE94xvGpW0iZDgJo11w" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_85pNE94xvGpW0iZDgJo11w"] .zpimagetext-container figure img { width: 500px ; height: 666.67px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-roundcorner zpimage-space-none " src="https://cdn2.zohoecommerce.com/IMG_7725.jpg?storefront_domain=www.monamifoundation.com" size="medium" alt="" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p></p></div><div><p></p><div><p></p></div><div><p></p><div><p></p><div><p></p></div><div><p></p><p></p></div><div><div><p style="margin-bottom:12pt;"></p><p></p></div></div></div></div></div><div></div><div></div><div><div><div><div></div><div><div></div><div><div></div><div><div><div><p></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p></p><p><span style="font-size:15px;color:rgb(0, 0, 0);">Cluster development bringing artisans or small businesses together to spark productivity and innovation feels like a golden ticket for sustainable growth. At Mon Ami Foundation, we’ve thrown our heart into this model, empowering artisans across India to thrive as a collective. But here’s the reality check: capacity building is the biggest roadblock holding clusters back. Without it, even the brightest ideas can flicker out.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">Picture our Craft Hub in Noida, a vibrant project fuelled by the HCL Foundation. Artisans here craft everything from the Gifts, Accessories to Nursery and Home décor. Each piece a testament to skill and spirit. But raw materials and talent alone don’t cut it. These makers need training, tech savvy, and market know-how to turn their crafts into livelihoods. A<a href="https://blogs.worldbank.org/developmenttalk/clusters-and-economic-growth-what-we-know-and-what-we-can-do"></a>World Bank blog nails it training and infrastructure are the backbone of successful clusters, yet they’re the toughest nuts to crack.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">Why is capacity building such a beast? For starters, diversity is a double-edged sword. Artisans hail from all walks of life rural weavers, urban slum dwellers, seasoned pros, and raw beginners. Crafting a one-size-fits-all program? That’s a logistical jigsaw puzzle. Then there’s the resource crunch. Training demands funding, skilled facilitators, and time luxuries are often scarce in remote villages or crowded slums. And don’t get me started on technology. Our pilots with edge computing (shared on<a href="https://in.linkedin.com/company/mon-ami-foundation"> LinkedIn</a>) hint at a digital future, but scaling that to every artisan feels like climbing Everest in flip-flops.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">At Mon Ami, we’re not ones to shy away from a challenge we’re rolling up our sleeves and diving in. Our mental wellness workshops (highlighted on<a href="https://www.monamifoundation.com/"> our website</a>) do more than teach stitches—they build emotional resilience, helping artisans weather setbacks. Our financial and IT inclusion programs are game-changers, to equipping Artisans to sell online, manage money, and dream bigger. Once limited to local bazaars, artisans now reaching buyers nationwide thanks to digital skills. It’s all tied to SDG 8 Decent Work and Economic Growth turning self-reliance into a reality, one artisan at a time.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">The stakes are high, but so are the rewards. Empowered clusters don’t just survive, they thrive, driving local economies like mini engines of change. Skilled artisans churn out higher-quality goods, tap into bigger markets, and pocket better earnings. A<a href="https://www.mckinsey.com/business-functions/sustainability/our-insights/building-a-more-competitive-us-manufacturing-sector"> McKinsey report</a> on manufacturing clusters found that training can boost productivity by up to 20%. For us, it’s personal whose earnings mean children in school and communities with hope. Our Craft Hub’s success stories like a mother who now runs her own micro-business light the way.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">We believe that it’s a marathon, not a sprint. Capacity building isn’t a quick fix; it’s a long-term investment. Governments need to step up with vocational programs—think India’s Skill India initiative scaled for artisans. Corporates can pitch in with funding or mentorship, as seen in our HCL partnership. NGOs like us? We’re the glue, tailoring solutions to fit real lives. A<a href="https://www.unido.org/sites/default/files/files/2018-11/UNIDO_Cluster_Development.pdf"></a>&nbsp;UNIDO study shows clusters with strong training ecosystems see 30% higher growth rates - proof this works when we all pull together.</span></p><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">And let’s not forget the human side. Capacity building isn’t just about skills, it’s about dignity. When an artisan masters a new technique or sells her first piece online, it’s a spark of pride that ripples outward. Our edge computing trials are a glimpse of what’s possible—imagine clusters where artisans track sales, connect with buyers, and innovate in real-time. Scaling that vision takes grit, but Mon Ami’s ready for the fight.</span></p><p style="margin-bottom:12px;"><span style="color:rgb(0, 0, 0);font-size:15px;">This isn’t just a hurdle - it’s the foundation of progress. For Mon Ami Foundation, capacity building is our call to action. We’re inviting partners - corporates, governments, dreamers—to join us in strengthening artisan clusters. Together, we can turn potential into power, building a future where every cluster shines. Ready to lend a hand?</span></p><p style="margin-bottom:12px;font-size:12px;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div></div></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 17 Apr 2025 13:32:24 +0530</pubDate></item><item><title><![CDATA[Handmade Products Online: Is it a Viable Option?]]></title><link>https://www.monamifoundation.com/blogs/post/handmade-products-online-is-it-a-viable-option</link><description><![CDATA[Handmade products have always had a home in the hustle and bustle of offline spaces - think vibrant bazaars, bustling craft fairs, and cozy local shop ]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_u76yfn-xTByZVvCxAufHOg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_hCDJiNeD5mzx1L_9fu_dBw" data-element-type="row" class="zprow zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_CWGGlSfT_erEQWtKYYMsWA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_85pNE94xvGpW0iZDgJo11w" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_85pNE94xvGpW0iZDgJo11w"] .zpimagetext-container figure img { width: 500px ; height: 666.67px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-roundcorner zpimage-space-none " src="https://cdn2.zohoecommerce.com/IMG_7713.jpg?storefront_domain=www.monamifoundation.com" size="medium" alt="" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p></p></div><div><p></p><div><p></p></div><div><p></p><div><p></p><div><p></p></div><div><p></p><p></p></div><div><div><p style="margin-bottom:12pt;"></p><p></p></div></div></div></div></div><div></div><div></div><div><div><div><div></div><div><div></div><div><div></div><div><div><div><p><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">Handmade products have always had a home in the hustle and bustle of offline spaces - think vibrant bazaars, bustling craft fairs, and cozy local shops. But as the digital age picks up speed, we at Mon Ami Foundation are asking a big question: </span><span style="font-size:12pt;font-style:italic;">Is online a viable option for artisans?</span><span style="font-size:12pt;"> With most handmade goods still sold face-to-face, the leap to e-commerce can feel like stepping into the unknown. Spoiler alert: our journey says it’s not just viable, it’s a game-changer.</span></span></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">Since 2015, Mon Ami Foundation has been all about enabling artisans, helping them weave livelihoods with their crafts. For years, they sold at local markets, delighting buyers up close. Then came the pandemic, flipping the script. Suddenly, online platforms weren’t just an option, they were a lifeline. A</span><a href="https://www.statista.com/statistics/379046/worldwide-retail-e-commerce-sales/"><span style="font-size:12pt;"> Statista report</span></a><span style="font-size:12pt;"> predicts global e-commerce sales will soar to $6.4 trillion by 2025, and handmade goods are staking their claim in this digital goldmine.</span></span></p><p style="margin-bottom:12pt;"><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">Let’s zoom in on crochet flowers. These handcrafted blooms don’t just brighten homes—they carry stories of resilience from the women who make them. By taking them online, we’ve shattered geographic limits, connecting artisans in India’s slums to buyers in bustling cities and even across borders. Our offline efforts, like showcasing at the Serendipity Arts Festive (check out the buzz on</span><a href="https://in.linkedin.com/company/mon-ami-foundation"><span style="font-size:12pt;"> LinkedIn</span></a><span style="font-size:12pt;">), supercharge this digital push proving that a little in-person magic can spark big online wins.</span></span></p><p style="margin-bottom:12pt;"><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">So, why should artisans go online? First, it’s all about reach. A weaver in rural Uttarakhand can now sell to a design lover in Mumbai or New York without leaving home. Second, it’s cost-smart. Forget renting a stall or hauling goods to markets; platforms like Etsy, Amazon Handmade, or even a simple website can do the heavy lifting. Third, it’s green. Digital sales cut down on travel and packaging waste, aligning with sustainability goals like those in the UN’s SDG 12 (Responsible Consumption and Production). A</span><a href="https://www.forbes.com/sites/forbesbusinesscouncil/2022/08/15/how-e-commerce-can-drive-sustainability"><span style="font-size:12pt;"> Forbes piece</span></a><span style="font-size:12pt;"> notes e-commerce can reduce carbon footprints by up to 30% compared to traditional retail - pretty compelling, right?</span></span></p><p style="margin-bottom:12pt;"><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">But many artisans face steep hurdles - digital literacy is a big one. Not everyone knows how to snap a product photo or set up an online store. Access to tech, like smartphones or reliable internet, can be spotty too, especially in rural areas. That’s where Mon Ami rolls up its sleeves. Our capacity-building programs, like those at the Craft Hub in Noida with the HCL Foundation, weave IT inclusion into the mix. We’re helping artisans to navigate platforms, manage orders, and even market their work. The results? Stunning. As our co-founder shared on</span><span style="font-size:12pt;"><a href="https://in.linkedin.com/company/mon-ami-foundation"></a>LinkedIn</span><span style="font-size:12pt;">, these women are blooming with confidence—and their sales are following suit.</span></span></p><p style="margin-bottom:12pt;"><span style="color:rgb(0, 0, 0);"><span style="font-size:12pt;">The numbers back this up. A</span><span style="font-size:12pt;"><a href="https://www.shopify.com/blog/handmade-business"></a>Shopify study</span><span style="font-size:12pt;"> found that 70% of handmade sellers saw revenue growth after going online, with many tapping into global markets. For Mon Ami, it’s more than profit - it’s empowerment. Online sales mean steady income for artisans, which means better education for their kids, healthier families, and stronger communities. Plus, there’s a growing appetite for authenticity - consumers crave the stories behind their purchases, and handmade goods deliver. A</span><span style="font-size:12pt;"><a href="https://www.nielsen.com/insights/2018/global-consumers-seek-companies-that-care-about-social-impact"></a>Nielsen report</span><span style="font-size:12pt;"> shows 66% of buyers will pay more for products tied to social good. That’s a golden opportunity knocking.</span></span></p><p style="margin-bottom:12pt;"><span style="font-size:12pt;color:rgb(0, 0, 0);">Still, it’s not about ditching offline sales - it’s about blending the best of both worlds. Physical markets build trust and community; online platforms scale that magic. At Mon Ami, we’re testing this hybrid model, using events like Serendipity Arts Festive to draw eyes offline, then directing them to digital storefronts. It’s a step toward economic empowerment and sustainability, one click at a time.</span></p><p style="margin-bottom:12pt;"><span style="font-size:12pt;color:rgb(0, 0, 0);">Ready to dive in? Artisans, start small snap some photos, list a few items on a marketplace, or team up with us for training. Supporters, spread the word - every share helps a craft find its home. For Mon Ami Foundation, the digital frontier isn’t just viable it’s vital. Let’s explore it together, because every handmade product deserves to shine on the global stage.</span></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div></div></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Thu, 10 Apr 2025 15:10:27 +0530</pubDate></item><item><title><![CDATA[Collaborating for Sustainable Business]]></title><link>https://www.monamifoundation.com/blogs/post/collaborating-for-sustainable-business</link><description><![CDATA[Sustainability isn’t just a buzzword - it’s a movement reshaping how businesses operate, and at Mon Ami Foundation, we’re all in. As an independent, n ]]></description><content:encoded><![CDATA[
<div class="zpcontent-container blogpost-container "><div data-element-id="elm_u76yfn-xTByZVvCxAufHOg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer"><div data-element-id="elm_hCDJiNeD5mzx1L_9fu_dBw" data-element-type="row" class="zprow zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_CWGGlSfT_erEQWtKYYMsWA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"></style><div data-element-id="elm_85pNE94xvGpW0iZDgJo11w" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_85pNE94xvGpW0iZDgJo11w"] .zpimagetext-container figure img { width: 500px ; height: 333.33px ; } } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-tablet-align-center zpimage-mobile-align-center zpimage-size-medium zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" style="cursor:pointer;" href="javascript:;"><picture><img class="zpimage zpimage-style-roundcorner zpimage-space-none " src="https://cdn2.zohoecommerce.com/Monaminewpic.png?storefront_domain=www.monamifoundation.com" size="medium" alt="" data-lightbox="true"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div><p></p></div><div><p></p><div><p></p></div><div><p></p><div><p></p><div><p></p></div><div><p></p><p></p></div><div><div><p style="margin-bottom:12pt;"></p><p></p></div></div></div></div></div><div></div><div></div><div><div><div><div></div><div><div></div><div><div></div><div><div><div><p><span style="color:rgb(0, 0, 0);"><span style="font-size:16px;">Sustainability isn’t just a buzzword - it’s a movement reshaping how businesses operate, and at Mon Ami Foundation, we’re all in. As an independent, not-for-profit trust registered in India since 2015, we’ve learned one truth over the years: collaboration is the heartbeat of sustainable business. From empowering artisans to sparking economic growth, our work thrives when we join hands with others. It’s not just about doing good - it’s about doing good together</span><span style="font-size:16px;">.</span></span></p><div><p style="margin-bottom:12px;font-size:12px;"></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">Take our Craft Hub initiative in Noida, supported by the HCL Foundation. This isn’t your average project - it’s a living, breathing ecosystem where artisans, businesses, and communities grow side by side. Here, handmade products like intricately woven textiles and upcycled crafts don’t just find buyers; they fuel livelihoods and inspire sustainable practices. By partnering with corporates, NGOs, and local stakeholders, we’re showing that profitability and sustainability aren’t mutually exclusive. A<a href="https://www.bcg.com/publications/2021/sustainability-drives-valuation-premium"> Boston Consulting Group study</a> backs this up - companies excelling in environmental, social, and governance (ESG) criteria enjoy an 11% valuation premium over their peers. That’s the magic of purpose-driven collaboration!</span></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">So, why does collaboration matter so much? Sustainable development - like hitting the United Nations’ SDG 8 (Decent Work and Economic Growth) - is a team sport. Solo efforts can only take you so far; real change demands shared resources, fresh ideas, and bold innovation. At Mon Ami, we’ve teamed up with heavyweights like A Hundred Hands, Dastkari Haat Samiti, The Serendipity Arts Foundation, to name a few,&nbsp; to spotlight artisan-made treasures at events (as we’ve shared on<a href="https://in.linkedin.com/company/mon-ami-foundation"> LinkedIn</a>). These partnerships don’t just amplify our reach - they create vibrant markets for sustainable goods, proving handmade can mean big impact.</span></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">But let’s be real - it’s not all smooth sailing. Collaboration comes with its share of hiccups. Businesses chase profit margins, while NGOs like us prioritize social impact—finding common ground can feel like threading a needle in a storm. Add logistical challenges like coordinating across regions or securing funding, and you’ve got a puzzle worth solving. That’s where Mon Ami shines. We bridge the gap with initiatives that marry economic viability with social good. Our work with Offline Stores like Jhappi is a prime example - those vibrant crochet products crafted by women in NCR slums aren’t just pretty; they’re sustaining families and delighting buyers nationwide. It’s a win-win blooming from the toughest soils.</span></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">And the ripple effects? They’re huge. Collaborative efforts can reshape entire supply chains. A<a href="https://www.mckinsey.com/business-functions/sustainability/our-insights/sustainabilitys-strategic-worth"> McKinsey report</a> highlights how companies embedding sustainability into their core operations see improved resilience and customer loyalty. For us, it’s about more than numbers - it’s about the artisan who can now send her children to school or the community that gains pride in its craft heritage. Our mental wellness workshops, as noted on<a href="https://www.monamifoundation.com/"> our website</a>, tie into this too - building emotional strength alongside economic empowerment.</span></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">Want to jump in? Businesses don’t need to overhaul everything overnight. Start small: Partner with a local NGO (hint: we’re here!), invest in artisan training, or source materials sustainably. A<a href="https://www.forbes.com/sites/forbesbusinesscouncil/2023/01/25/how-collaboration-can-drive-sustainability-in-business"> Forbes article</a> suggests cross-sector partnerships are key to tackling global challenges like climate change and inequality. At Mon Ami Foundation, we’re always on the lookout for collaborators who share our vision of a future where profit and purpose dance in step.</span></p><p style="margin-bottom:12px;"><span style="font-size:16px;color:rgb(0, 0, 0);">The world’s watching - consumers, too. A<a href="https://www.nielsen.com/insights/2018/global-consumers-seek-companies-that-care-about-social-impact"> Nielsen survey</a> found 66% of people are willing to pay more for sustainable brands. That’s a call to action for businesses, big and small, to lean into collaboration. Together, we can turn ideas into impact, crafting a world where commerce lifts communities rather than leaving them behind. At Mon Ami, we’re ready - how about you?</span></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div><p style="color:inherit;font-size:14px;"></p><p style="color:inherit;font-size:14px;"></p></div></div></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p><p style="margin-bottom:12pt;"></p></div></div>
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